Tera

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• Teratogens
• Teraflex
• Tera Classes
• Tera Traveloka
• Terazosin Medication

TERA retired pay is generally calculated using the same formula that is used for 20-or-more-year retirements, but it includes an early retirement reduction factor. The calculation is 2.5 percent of the average of the highest 36 months of base pay times the number of years of service, times the TERA reduction factor. Reduction factors are based upon the number of months that retirement is taken before the 20-year minimum (1/12 ^th of 1% for each month of early retirement).

Teratogens

Teraflex

Example:

E-7 with 15-years, 7-months, and 13 days of service and a high 36-monthly average basic pay of $3,783.50 would be computed as follows:

RPB - Retired Pay Base (i.e. high 36 monthly average basic pay)
AS - Active Service (in months)
MO - Months in a year
RPF - Retired Pay Percentage Factor
TRF - TERA Reduction Factor (from TERA Reduction Factor table above)

We are a barcode scanner manufacturer that provides our customers with high-quality but affordable products. Our R&D center is located in Berlin and Munich, and our research team dedicates to highly-practical barcode recognition technology for the last six years.

RPB × ((AS ÷ MO) × RPF) × TRF =
$3,783.50 × (((187 ÷ 12) × .025) × .95667 =
$3,783.50 × (15.5833 ×.025) × .95667 =
$3,783.50 × .3896 × .95667 = $1,410.18
(Since this is not a multiple of $1, round down to $1,410.00.)
Reductions for officers are based upon their service beginning on their 1405 service dates.

TERA and the Career Status Bonus (CSB)

Service members who entered the military on or after 1 August 1986 are eligible to accept a $30,000 CSB at 15 years of service if they agree to serve at least 20 years. Generally, the retired pay for Service members who opt to receive the CSB is calculated at 2 percent of their 'retired pay base' (average of highest 36 months of active duty base pay) for each of their first 20 years of service, plus 3.5 percent for each of their next 10 years of service, plus 2.5% for each year of service over 30 years. In addition, cost-of-living adjustments (COLAs) to retired pay are applied at 1% less than increases in the Consumer Price Index (CPI) until age 62, at which time their retired pay is recalculated to the amount it would have been if the full COLAs had been applied since retirement. Thereafter, COLAs are again applied at 1% less than the CPI without further recalculations throughout their retirement. For more information, refer to the Defense Finance and Accounting Service (DFAS) website at https://www.dfas.mil/retiredmilitary/plan/estimate/csbredux.html

Service members who have accepted the $30,000 CSB at their 15-year point but who are later approved for early retirement under TERA will not be required to repay the CSB. However, their retired pay will be subject to a reduction factor because of their early retirement. TERA, likewise, has a reduction factor, so both reduction factors are applied.

Tera Classes

Example:

E-7 with 15-years, 7-months, and 13 days of service and a high 36-monthly average basic pay of $3,783.50 would be computed as follows:

RPB - Retired Pay Base (i.e. high 36 monthly average basic pay)
AS - Active Service (in months)
MO - Months in a year
RPF - Retired Pay Percentage Factor
TRF - TERA Reduction Factor (from TERA Reduction Factor table above)

We are a barcode scanner manufacturer that provides our customers with high-quality but affordable products. Our R&D center is located in Berlin and Munich, and our research team dedicates to highly-practical barcode recognition technology for the last six years.

RPB × ((AS ÷ MO) × RPF) × TRF =
$3,783.50 × (((187 ÷ 12) × .025) × .95667 =
$3,783.50 × (15.5833 ×.025) × .95667 =
$3,783.50 × .3896 × .95667 = $1,410.18
(Since this is not a multiple of $1, round down to $1,410.00.)
Reductions for officers are based upon their service beginning on their 1405 service dates.

TERA and the Career Status Bonus (CSB)

Service members who entered the military on or after 1 August 1986 are eligible to accept a $30,000 CSB at 15 years of service if they agree to serve at least 20 years. Generally, the retired pay for Service members who opt to receive the CSB is calculated at 2 percent of their 'retired pay base' (average of highest 36 months of active duty base pay) for each of their first 20 years of service, plus 3.5 percent for each of their next 10 years of service, plus 2.5% for each year of service over 30 years. In addition, cost-of-living adjustments (COLAs) to retired pay are applied at 1% less than increases in the Consumer Price Index (CPI) until age 62, at which time their retired pay is recalculated to the amount it would have been if the full COLAs had been applied since retirement. Thereafter, COLAs are again applied at 1% less than the CPI without further recalculations throughout their retirement. For more information, refer to the Defense Finance and Accounting Service (DFAS) website at https://www.dfas.mil/retiredmilitary/plan/estimate/csbredux.html

Service members who have accepted the $30,000 CSB at their 15-year point but who are later approved for early retirement under TERA will not be required to repay the CSB. However, their retired pay will be subject to a reduction factor because of their early retirement. TERA, likewise, has a reduction factor, so both reduction factors are applied.

Tera Classes

Example:

Tera Traveloka

Same example as above (E-7 with 15-years, 7-months, and 13 days of service and a high 36-monthly average basic pay of $3,783.50). TERA/CSB retired pay would be computed as follows:

RPB - Retired Pay Base
360 - 30-Years (360-months)
AS - Active Service (in months)
MO - Months in a year
RPF - Retired Pay Percentage Factor
RRF - CSB REDUX Reduction Factor (1%)
TRF - TERA Reduction Factor (from TERA Reduction Factor table above)

RPB × ((AS ÷ MO) × RPF) - (((360 - AS) ÷ MO) ×RRF)) × TRF =
$3,783.50 × ((187 ÷ 12) × .025) - (((360 - 187) ÷ 12) × .01)) × .95667 =
$3,783.50 × ((15.5833 ×.025) - ((173 ÷ 12) × .01)) × .95667 =
$3,783.50 × (.3896 - (14.42 × .01)) × .95667 =
$3,783.50 × (.3896 - .1442) × .95667 =
$3,783.50 × .2454 × .95667 = $888.24
(Since this is not a multiple of $1, round down to $888.00 .)

Terazosin Medication

If this Service member had not taken the CSB, his TERA retired pay would be $1,410.00.